Small Business Lending near West Hills, CA

About Us

About Coastal Capital USA

Coastal Capital USA is an independently-owned business lending company located in West Hills, California that is dedicated to providing flexible financing options to small- and medium-sized businesses all across the U.S. Over the years, it has become increasingly clear that banks are making it more difficult for small, privately-owned companies to borrow money – which is where we come in.

At Coastal Capital USA, we firmly believe that small businesses are the backbone of the American economy and it’s now more important than ever to ensure they have adequate funding to thrive. With expertise in equipment financing and SBA lending, and a variety of alternative loan options, we pride ourselves in our ability to understand the unique solutions required for each individual business – regardless of which industry you’re in.

Our renowned loan programs will allow you to:

✓ Find Quick Financing
✓ Grow Your Business
✓ Pay Monthly at Affordable Interest Rates
✓ Focus on your Business

2015

Year established

1,250+

Businesses we’ve helped grow

$25,000,000+

Financing secured for our clients

Frequently Asked Questions

How do you differ from the other funding companies?

We're not a bank. We don't have a call center, a lengthy approval committee, or a one-size-fits-all product. We work with a network of 100+ lenders across the country — which means lenders compete for your business, not the other way around. Same-day approvals. Fast funding. And a real person who does the legwork so you don't have to.

Coastal Capital USA is a business funding broker. All products subject to lender approval. Terms and rates vary based on business profile and lender requirements.

Are your rates more expensive than others?

Because we have access to a large number of lenders and loan options, we are typically less expensive than other companies.

What kind of qualifications do I need for approval?

We understand that every business is unique and therefore do not require a standard set of qualifications.
Some guidelines/qualifications to think about:
6 months time in business ( minimum)
600 credit score (ideally)
20K in revenue per month (minimum)

We recommend applying or contacting us so we can learn more about your individual needs. Everyones situation is different.

How long does it take to get funds?

Once approved, we can deposit funds into your bank account as quickly as one business day. In some cases, it can take a few days before you can access funds.

Does my credit score matter?

While your credit score is important, it's not the only factor we consider. We are generally much more lenient than other lending firms in terms of acceptable credit scores.

Coastal Capital USA